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Where we help

Affordable Healthcare Across the Cape Fear

We help households in Wilmington, Leland, Southport, Hampstead, the beach towns and everywhere between, by phone and video. Find your area's guide below.

See my optionsCall (910) 812-0954
  • Free, no obligation
  • Not an insurance agency
  • Honest about the limits
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Who needs care?

Answer 6 quick questions to see what Direct Primary Care plus health sharing could cost your household.

The whole Cape Fear, by phone and video

Cape Fear households cross county lines all the time: plenty of people live in Leland or Hampstead and drive into Wilmington for work, and Topsail Island is split between two counties. That's one reason the alternatives suit many families here: a virtual primary care membership works the same in Burgaw as in Wilmington, and health sharing doesn't use a provider network, so Novant's hospitals, Dosher Memorial in Southport and hospitals across the South Carolina line are all handled the same way.

We don't have an office in Wilmington, and we won't pretend to. We're a small team that works with families by phone and video. Each area guide lists its towns, the main hospitals, what's different about getting care there, and who the alternatives fit.

Don't see your town? We help anywhere in the Cape Fear region. Tell us where you are or call (910) 812-0954.

Atlantic OceanUS 17I-40NC 211US 421WilmingtonLelandBoliviaSouthportOak IslandShallotteSunset BeachHampsteadBurgawSurf CityCarolina BeachKure BeachWrightsville Beach

Sketch map; roads drawn town to town and the coast outlined roughly. Tap a town to open its area guide.

Five areas

Wilmington & New Hanover County

Wilmington, Ogden, Castle Hayne and Monkey Junction. A fast-growing port city with one hospital system today, and three health systems competing to add more beds.

  • Wilmington
  • Ogden and Porters Neck
  • Castle Hayne
  • Monkey Junction and Masonboro

Wilmington & New Hanover County guide →

Leland & Northern Brunswick County

Leland, Belville, Navassa, Winnabow and Bolivia. Brunswick County is the fastest-growing county in North Carolina, and many new arrivals are buying their own plan for the first time.

  • Leland
  • Belville and Navassa
  • Winnabow
  • Bolivia

Leland & Northern Brunswick County guide →

Southport, Oak Island & the Brunswick Beaches

Southport, St. James, Oak Island, Shallotte, Ocean Isle, Sunset Beach and Calabash. A retirement coast where a lot of people stop working before Medicare starts.

  • Southport and St. James
  • Oak Island and Caswell Beach
  • Shallotte and Ocean Isle Beach
  • Sunset Beach, Calabash and Carolina Shores

Southport, Oak Island & the Brunswick Beaches guide →

Hampstead, Burgaw & Pender County

Hampstead, Scotts Hill, Surf City, Topsail Beach, Burgaw and Rocky Point. Pender County is the state's second-fastest-growing county, with a brand-new hospital on its southern edge.

  • Hampstead and Scotts Hill
  • Surf City and Topsail Beach
  • Burgaw
  • Rocky Point

Hampstead, Burgaw & Pender County guide →

Carolina Beach, Kure Beach & Wrightsville Beach

Carolina Beach, Kure Beach and Wrightsville Beach. Beach towns where a lot of people earn most of their year in a few busy months.

  • Carolina Beach
  • Kure Beach
  • Wrightsville Beach

Carolina Beach, Kure Beach & Wrightsville Beach guide →

Want to see what this would cost your household?

Tell us who needs care and what you pay now. We'll walk you through the options, including when insurance is the better fit.

Get my optionsCall (910) 812-0954

Free, no obligation. Wilmington, Brunswick, Pender and Cape Fear households.

Health care sharing
Health care sharing ministries are not insurance and are not regulated as insurance. Sharing of medical expenses is voluntary and not guaranteed. Review each organization's guidelines for details, limitations, and state-specific notices.

North Carolina notice (N.C. Gen. Stat. § 58-49-12)
North Carolina law asks health care sharing organizations to give members this notice: “NOTICE: The organization facilitating the sharing of medical expenses is not an insurance company and neither its guidelines nor its plan of operation is an insurance policy. Whether anyone chooses to assist you with your medical bills will be voluntary. No other participant will be compelled by law to contribute toward your medical bills. As such, participation in the organization or a subscription to any of its documents should never be considered to be insurance. Regardless of whether you receive any payment for medical expenses or whether this organization continues to operate, you are always personally liable for the payment of your own medical bills.” Health care sharing is not Minimum Essential Coverage.

Direct primary care
Direct primary care is a membership with a primary care practice. Under N.C. Gen. Stat. § 58-3-8, a medical direct primary care agreement is not insurance and is not subject to North Carolina's insurance laws; the agreement must be in writing and must state prominently that it is not health insurance. A DPC membership does not pay for specialists, hospital care or emergencies, and it is not Minimum Essential Coverage.

Discount plans
THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. A discount plan provides discounts at participating providers and does not make payments to providers; the member pays the discounted fee. Discount plan organization: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034. Discount plans are not ACA Qualified Health Plans.

How we're paid
We may receive compensation from some organizations we recommend. This does not change our evaluation of how they work. See our Referral Marketing Disclosure.

Not advice
This page is general information, not medical, legal, tax or financial advice. Prices are examples, not quotes; they depend on your household and can change. Affordable Healthcare Wilmington is not an insurance agency and does not sell insurance. We help individuals and families explore alternatives to insurance, including direct primary care, health care sharing and discount plans.